For risks
on a large scale.
Advice on reinsurance program structure and risk placement in international markets.
Facultative reinsurance
Reinsurance arranged one risk at a time: the insurer offers a specific policy and the reinsurer decides whether to accept it and on what terms. Used for large, unusual or treaty-excluded risks.
Learn more Form of coverTreaty reinsurance
A reinsurance agreement that covers an entire class or portfolio of an insurer's policies automatically, under terms agreed in advance, usually for one underwriting year.
Learn more Form of coverObligatory (automatic) treaty reinsurance
Under an obligatory treaty the insurer must cede, and the reinsurer must accept, every risk within the agreed scope. It differs from facultative-obligatory cover, where only the reinsurer is bound.
Learn more StructureProportional reinsurance
The reinsurer shares premiums and losses in the same agreed proportion as the insurer, through quota share or surplus treaties, usually paying a ceding commission for acquisition costs.
Learn more StructureNon-proportional (excess of loss) reinsurance
The reinsurer pays only the part of a loss above the insurer's retention, up to a limit. Covers include per risk, catastrophe and aggregate excess of loss and stop loss.
Learn more Line of businessProperty reinsurance
Reinsurance of homeowners, commercial and industrial property portfolios against fire, windstorm, earthquake, flood and other perils, through per risk, catastrophe and pro rata treaties.
Learn more Line of businessTransport reinsurance (marine, cargo, aviation)
Reinsurance for marine hull, cargo, protection and indemnity, inland marine and aviation portfolios, where values are high, risks move across borders and accumulations build at ports and airports.
Learn more Line of businessEnergy reinsurance
Reinsurance for upstream oil and gas, midstream pipelines, downstream refineries and petrochemical plants, power generation and renewables, where single sites concentrate very large values.
Learn more Line of businessLiability (casualty) reinsurance
Reinsurance for general liability, auto liability, workers' compensation, professional lines and other casualty portfolios, where claims can take years to settle and inflation matters.
Learn moreFrom risk to protection structure
- Analysis of the initial terms and risk profile
- Discussion of facultative or treaty protection
- Limits, retention and placement terms
- Agreeing details and supporting your request
What we will discuss at the first meeting
- Risk
- Assets, activities and territory
- Scope of coverage
- Amounts, limits and desired retention
- Period
- Timing and start date
- Statistics
- Loss history and current terms
International approach
The US, London (Lloyd’s), Bermuda, Europe, Asia and other markets. We review each case based on the risk territory and placement terms; placement is handled through licensed reinsurance intermediaries and authorized reinsurers.
Contacts by region