Calculators
for insurance
Choose what you want to protect.
Compare estimated prices from insurers and get your policy with help from a Polis Re specialist.
Clear figures.
Auto insurance calculator
Estimate a yearly car insurance premium from published state, age, driving record and credit data, and compare large insurers' typical price levels.
Homeowners insurance calculator
Estimate a yearly homeowners premium by state and dwelling coverage, with deductible, home age, claims and credit adjustments.
Renters insurance calculator
Estimate a yearly renters insurance premium by state and coverage amount, with liability, valuation, claims and credit options.
Term life insurance calculator
Estimate the yearly premium for a term life policy by age, gender, tobacco use, coverage amount, term length and health class.
Health insurance calculator (ACA Marketplace)
Estimate a full-price individual Marketplace premium before subsidies by state, age and plan level, using 2026 benchmark data.
Travel insurance calculator
Estimate a comprehensive trip insurance premium as a percent of your prepaid trip cost, by traveler age, with an optional Cancel For Any Reason upgrade.
Pet insurance calculator
Estimate a yearly pet insurance premium for a dog or cat by plan type, based on industry average premiums, with typical price levels of several insurers.
Disability insurance calculator
Estimate the yearly cost of an individual long-term disability policy as a share of your income, using the published 1% to 3% range.
Umbrella insurance calculator
Estimate the yearly cost of a personal umbrella policy from $1 million to $10 million of extra liability coverage.
Business owner's policy (BOP) calculator
Estimate the yearly cost of a business owner's policy, which bundles general liability and commercial property, by industry and state.
General liability insurance calculator
Estimate the yearly cost of commercial general liability insurance for a small business by industry, state and policy limits.
Workers' compensation insurance calculator
Estimate a workers' comp premium from your payroll, the type of work and your state, using official rate study data.
Commercial auto insurance calculator
Estimate the yearly cost of commercial auto insurance for a small business policy by industry and state.
Professional liability (E&O) insurance calculator
Estimate the yearly cost of professional liability, also called errors and omissions insurance, by profession and state.
Cyber insurance calculator
Estimate the yearly cost of cyber liability insurance for a small business by industry.
Commercial property insurance calculator
Estimate the yearly cost of commercial property insurance for a small business by industry and state.
Cargo insurance calculator
Estimate the yearly cost of motor truck cargo or inland marine coverage for goods and equipment in transit.
Builder's risk insurance calculator
Estimate builder's risk insurance for a construction or renovation project as a percent of its completed value.
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Estimated price from each companyEstimates based on published average premiums for the US market and individual insurers.
Compare like-for-like risksPrice alone does not show which events and costs a policy covers.
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