About American Integrity
American Integrity Insurance Group, Inc. (NYSE: AII) is an insurance holding company headquartered at 5426 Bay Center Drive, Tampa, Florida. It was founded in 2006 by CEO Robert Ritchie and Chairman David Clark after the 2004 and 2005 hurricane seasons, and its carrier began operating in 2007 by assuming policies from Citizens Property Insurance Corporation.
Products
Through its carrier, American Integrity Insurance Company, the group writes personal residential property insurance:
- HO-3 policies for single-family homeowners
- HO-6 policies for condominium owners
- Coverage for vacant dwellings and investment properties
Flood coverage is available through partner insurers.
Where it operates
Florida accounted for 93.7% of policies in force at the end of 2025. It also writes in Georgia and South Carolina, and began offering homeowners coverage in North Carolina in January 2026. Policies are sold through independent agents.
Financial strength
As of December 31, 2025, the carrier held a Demotech Financial Stability Rating of A (Exceptional) and a BBB+ financial strength rating from Kroll Bond Rating Agency.