Auto-Owners Insurance

Auto-Owners Insurance is a mutual insurer headquartered in Lansing, Michigan, founded in 1916. It sells auto, home, life and business insurance exclusively through local independent insurance agencies.

HeadquartersLansing, MichiganUnited States · since 1916 AM BestA+ (Superior)Financial strength · 2024-10 Google Maps★ 4.36 reviews Your experienceLeave a reviewRating from 1 to 5 stars

About us

About Auto-Owners

Auto-Owners Insurance Company was founded in 1916 and has its corporate office at 6101 Anacapri Blvd. in Lansing, Michigan. It operates as a mutual insurer.

Products

Auto-Owners writes personal auto, homeowners, renters, condo and umbrella coverage, life insurance, and business insurance such as business owners, commercial auto and workers' compensation policies. Coverage options, discounts and availability vary by state, so ask your agent which products are offered where you live.

How it sells

Auto-Owners works only through local independent agents. The company directs customers to their agent first for bills, claims and policy questions.

Contact

Main line: 800-346-0346 (Monday–Friday, 8:00 a.m.–4:30 p.m. ET). Bill payments by phone: 800-288-8740. Fax: 517-323-8796. Learn how independent agents work in our guides or request a quote.

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Type of insurance

Key facts

Full legal name: Auto-Owners Insurance Company
Headquarters: Lansing, Michigan, United States
Year founded: 1916
Ownership type: Mutual
AM Best rating: A+ (Superior) (2024-10)

Ratings change: before buying a policy, check the current rating and the company’s license in your state or country.

Customer ratings

Google Maps 4.3 6 reviews

Polis Re —no reviews yet

The Google Maps rating is for the company’s main office profile, as of 10.10.2026. Customer ratings do not replace checking the policy terms.

Types of insurance

Business owners policy (BOP) Workers compensation insurance Commercial auto insurance Auto insurance Homeowners insurance Renters insurance Life insurance Umbrella insurance

Company contacts

Main line (Mon–Fri 8:00 a.m.–4:30 p.m. ET): +1 800-346-0346
Company website: auto-owners.com

These are the insurer's own contact details. To compare its offer with others, send a request to Polis Re.

Checks before you choose

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Policy coverage, limits, deductible and exclusions
Claims process and consumer complaints

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