About Bear River Mutual
Bear River Mutual Insurance Company is a mutual insurer headquartered in Murray, Utah. The company was founded in 1909. As a mutual company, it is owned by its policyholders rather than by stock investors, which means any surplus is retained for the benefit of members instead of being paid to shareholders.
Products
- Personal auto insurance
- Homeowners insurance
Where it operates
Bear River is a Utah-based regional insurer. Ask a local agent whether a policy is available for your vehicle or property.
What to know when buying
Utah requires drivers to carry liability insurance and personal injury protection (PIP). Minimum limits are set by state law and can change, so check the Utah Insurance Department for current requirements and consider limits above the minimums. For homes, compare dwelling replacement cost, deductibles and earthquake coverage, which standard homeowners policies usually exclude.
Contact and claims
Policyholders can reach the company through their agent or the contact and claims pages on bearrivermutual.com.