About ENIA

Erie and Niagara Insurance Association (ENIA) began in 1875, when 59 farmers in Amherst and Clarence, New York, agreed to pay each other's losses. It was incorporated under New York insurance law in 1887 and took its current name in 1960. The company operates from a 30,000-square-foot office at 8800 Sheridan Drive, Williamsville, New York.

Products

Policies are sold through appointed agents; the website has an agency locator.

Where it operates

ENIA is licensed to write in every New York county except the five boroughs of New York City: the Bronx, Brooklyn, Manhattan, Queens and Staten Island.

Financial strength

AM Best has rated ENIA A (Excellent) since 1988, in Financial Size Category IX.

Contact and claims

Main phone: 716-632-5433. After hours and weekends: 866-587-9820. Mailing address: PO Box 9062, Williamsville, NY 14231-9062.