About Lincoln Financial

Lincoln National Corporation (NYSE: LNC) was organized in Indiana in 1968 and keeps its principal executive offices in Radnor, Pennsylvania; the business traces its roots to 1905. Lincoln Financial is the marketing name for LNC and its subsidiaries. In 2025 the company sold a 9.9% stake to an affiliate of Bain Capital.

Products

Lincoln has four business segments: Annuities, Life Insurance, Group Protection and Retirement Plan Services. Consumers can buy annuities and life insurance through advisors, while employers buy group life, disability and other employee benefits.

Financial strength

As of February 12, 2026, The Lincoln National Life Insurance Company was rated A by AM Best, A+ by Fitch, A2 by Moody's and A+ by S&P.

Contact and claims

Policyholders should use the service numbers printed on their policy documents or the contact page at lincolnfinancial.com. Group coverage is usually serviced through the employer's benefits team.