Pacific Life

Pacific Life is a Newport Beach, California life insurer organized under a mutual holding company. Since 1868 it has sold life insurance and annuities and it now also offers employee benefits, pension risk transfer and reinsurance.

HeadquartersNewport Beach, CaliforniaUnited States · since 1868 AM BestA+ (Superior)Financial strength · 2026-01-16 Google Maps★ 4.159 reviews Your experienceLeave a reviewRating from 1 to 5 stars

About us

About Pacific Life

Pacific Life Insurance Company has been in business since 1868 and is headquartered at 700 Newport Center Drive, Newport Beach, California. It operates under a mutual holding company structure, which lets it take a long-term view for policyholders.

Products

Pacific Life sells variable, indexed universal, universal and term life insurance and a broad range of annuities: variable, fixed indexed, fixed, immediate, deferred income and registered index-linked. It also offers structured settlements, group dental and vision employee benefits, pension de-risking and institutional products, plus life reinsurance through Pacific Life Re.

Financial strength

Pacific Life holds an AM Best rating of A+ (Superior) as of January 16, 2026. It also holds Fitch (Very Strong), Moody's (Excellent) and S&P (Very Strong) assessments.

Contact and claims

General inquiries: 800-800-7646. Life insurance: 800-347-7787. Annuity contract owners: 800-722-4448.

Insurance request

Get insured with Pacific Life

Choose a type of insurance and send a request: a Polis Re specialist will request terms from this company and contact you.

Key facts

Full legal name: Pacific Life Insurance Company
Headquarters: Newport Beach, California, United States
Year founded: 1868
Ownership type: Mutual holding company (Pacific Mutual Holding Company)
AM Best rating: A+ (Superior) (2026-01-16)

Ratings change: before buying a policy, check the current rating and the company’s license in your state or country.

Customer ratings

Google Maps 4.1 59 reviews

Polis Re —no reviews yet

The Google Maps rating is for the company’s main office profile, as of 10.10.2026. Customer ratings do not replace checking the policy terms.

Types of insurance

Employee benefits insurance Life insurance Annuities

Company contacts

General inquiries: +1 800-800-7646
Company website: pacificlife.com

These are the insurer's own contact details. To compare its offer with others, send a request to Polis Re.

Checks before you choose

Company license in your state or country
Financial strength rating (AM Best, S&P, Moody’s, Fitch)
Policy coverage, limits, deductible and exclusions
Claims process and consumer complaints

Reviews and comments

Leave a review

No published reviews yet. Be the first to share your experience.

Reviews are published after moderation. A low rating is not a reason to refuse publication. Service ratings do not replace checking the insurance terms.

Your experience with the company

Your rating

Submit review