Shelter Insurance: Missouri Mutual for Auto, Home and Life

About us

About Shelter Insurance

Shelter Mutual Insurance Company was founded in 1946 as the insurance arm of the Missouri Farmers Association and was originally called MFA Mutual Insurance Company. Its corporate office is in Columbia, Missouri. The Shelter Insurance Companies group includes Shelter General Insurance Company, Shelter Life Insurance Company and Shelter Reinsurance Company, among other affiliates.

Products

Auto, motorcycle and recreational vehicle insurance
Homeowners, renters, mobile home and dwelling fire coverage
Farmowners and farm liability
Personal umbrella
Business owners, commercial auto and general liability
Life insurance through Shelter Life

Where it sells

Shelter has operated in Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma and Tennessee, mainly through its own agents. Confirm availability in your state on the official website.

Contact and claims

Claims, payments and agent search are on shelterinsurance.com.

Insurance request

Get insured with Shelter Insurance

Choose a type of insurance and send a request: a Polis Re specialist will request terms from this company and contact you.

Type of insurance

Key facts

Full legal name: Shelter Mutual Insurance Company
Headquarters: Columbia, Missouri, United States
Year founded: 1946
Ownership type: Mutual
AM Best rating: A (Excellent) (2024-10)

Ratings change: before buying a policy, check the current rating and the company’s license in your state or country.

Customer ratings

Google Maps 3.4 105 reviews

Polis Re —no reviews yet

The Google Maps rating is for the company’s main office profile, as of 10.10.2026. Customer ratings do not replace checking the policy terms.

Types of insurance

Business owners policy (BOP) General liability insurance Commercial auto insurance Agricultural insurance (crop and livestock) Auto insurance Homeowners insurance Renters insurance Life insurance Umbrella insurance

Company contacts

Company website: shelterinsurance.com

These are the insurer's own contact details. To compare its offer with others, send a request to Polis Re.

Checks before you choose

Company license in your state or country
Financial strength rating (AM Best, S&P, Moody’s, Fitch)
Policy coverage, limits, deductible and exclusions
Claims process and consumer complaints

Reviews and comments

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