About Root

Root, Inc. was founded in 2015 and is headquartered in Columbus, Ohio. It went public in 2020 and trades on Nasdaq. Its main operations are conducted through wholly owned insurance subsidiaries, including Root Insurance Company. Root describes itself as the nation's first licensed insurance carrier powered entirely by mobile, and its 2020 IPO was the largest in Ohio's history.

Products and pricing

Root's focus is U.S. personal auto insurance. The company uses telematics: a test-drive period in the app measures driving behavior, which Root uses as a main factor in pricing. In some states, including California and Maryland, telematics is not used. Root sells directly and through partners such as independent agents, and it also offers renters insurance.

Contacts and claims

  • Customer service: 866-980-9431 (Monday to Friday) or help@joinroot.com.
  • Claims can be filed 24/7 in the app or online; existing claims: 866-489-1985.

See our auto insurance guide or request a quote.